3T INVESTMENT JOINT STOCK COMPANY

3T INVESTMENT JOINT STOCK COMPANY (CÔNG TY CỔ PHẦN ĐẦU TƯ 3T) is an emerging Vietnamese enterprise operating in the financial services and investment support sector, with growing involvement in real estate consultancy and commodity trading. Established on September 19, 2017, under Business ID 0314632031, the company is registered with the Ho Chi Minh City Department of Planning and Investment. Its head office is located on the 15th Floor, SSG Building, No. 561A Dien Bien Phu Street, Ward 25, Binh Thanh District, Ho Chi Minh City, marking its presence in one of the city’s most active business corridors

Legal and Management Overview

3T INVESTMENT operates as a joint stock company with a charter and paid-up capital of USD 4.52 million. The company is privately held, with ownership concentrated in  Ms. Bui T. L. T., who controls 97.5 percent of the total shares. Other minority shareholders include Mr. Dinh T. H. and Mr. Pham A. T., each holding 1.25 percent. Ms. Bui T. L. T. also serves as Director, leading the company’s financial and investment strategy.

Business Activities

The company’s primary operations focus on activities auxiliary to financial services, including investment consultancy, management consulting, and brokerage services. In addition, 3T Investment engages in wholesale trading of metals, construction materials, fuels, and agricultural commodities, as well as real estate brokerage and retail sales of specialized products.

This diversified business structure enables 3T Investment to balance risk between high-value investment activities and steady-income trading segments.

Financial Performance

According to its latest financial statements for the fiscal year ending December 31, 2024, 3T Investment recorded total assets of USD 64.43 million, up 4.22 percent from 2023. Owner’s equity rose slightly by 1.75 percent to USD 5.5 million, while sales jumped significantly by 68.34 percent to USD 174.53 million. Despite this strong revenue growth, the company’s net profit remained modest at USD 50,780, though this marks a 138.6 percent improvement over 2023.

The company’s working capital of USD 5.43 million demonstrates healthy liquidity and stable cash flow management. Although profit margins are still narrow, the consistent expansion in assets and sales indicates growing operational efficiency and market reach.

Risk and Credit Outlook

From a credit management standpoint, 3T Investment presents a moderate financial risk. Its solid asset base and rapid revenue growth signal vigorous business activity, yet the small profit margin suggests limited income retention and high cost exposure. The high ownership concentration ensures unified leadership but may also reduce governance diversification.

In Vietnam’s competitive investment and trading environment, 3T Investment’s growth trajectory remains promising. Continued improvements in cost control and diversification of revenue sources will be crucial to strengthening profitability and financial resilience.

Vanguard Business Information LLC (VNBIS) assesses 3T INVESTMENT JOINT STOCK COMPANY as a progressive and active enterprise with increasing business potential. For investors and partners, engagement with this company can offer meaningful opportunities — provided that financial performance is closely monitored to Minimize Financial Risks and Maximize Business Opportunities.